C F & H Insurance Agency, Inc.

Information Privacy Policy

(as of July 1, 2001)

Protecting your privacy is important to C F & H Insurance Agency, Inc. and our employees. This notice is intended to explain the information sharing practices of C F & H Insurance Agency, Inc. We want you to understand what information we collect and how we use it. The following policy serves as a standard for all C F & H Insurance Agency, Inc.'s employees for collection, use, retention, and security of your nonpublic personal information. This Privacy Policy is effective as of May 15, 2001. We reserve the right to amend the policy at any time.

What Information We Collect

We may collect "nonpublic personal information" about you from the following sources: information we receive from you on applications or other policy forms; information about your transactions with us, and information we receive from third parties such as consumer reporting agencies.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing an insurance product or service to you. We only collect nonpublic personal information from individuals proposed for coverage.

What Information We Disclose

We do sometimes, as permitted under law, disclose nonpublic information about you to "nonaffiliated third parties" (i.e., third parties that are not members of our corporate family) in order to better serve you. For example we may disclose nonpublic personal information about you to such third parties to assist us in servicing your policy with us; to government entities in response to subpoenas; to consumer reporting agencies, mortgages, loss payees, glass companies and entities that perform marketing services on our behalf. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.

If you become an inactive customer, we will continue to adhere to the privacy policies described in this notice.

Our Security Procedures

We also take steps to safeguard customer information. We restrict access to your personal and policy information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that guard your nonpublic personal information